My husband is a dentist. He has a lot of bills every month. A lot of those bills are payments that are due on his mortgage, his equipment, and student loans. These are bills that a business owner can not get behind on. I was on the Internet the other night when I saw an advertisement for a accounts receivable factoring company. They would advance him the money on his patients bills, so he could pay his own. I asked him if he had ever heard about business factoring. He said he hadn’t but will be looking into it tomorrow.